Bad Credit Car Loans

When Banks Say No, New Choice Says Yes

Rates starting from 5.99%

Comparision Rate 6.85%

BAD CREDIT CAR LOANS

When Banks Say No,
New Choice Says Yes

Rates starting from 5.99%

Comparision Rate 6.85%

This will not affect your credit rating

SUBMIT QUOTE REQUEST FORM

Simply fill the form, and our experts will get in touch with you.

FINANCE APPROVAL

We identify a lender based on your needs and get your loan approved.

FIND THE SUITABLE CAR

You can find your own car or we can help you find your next car.

DRIVE AWAY IN YOUR NEW CAR

We work with you to sign the papers and you drive your car away.

Why we are the smart choice

This will not affect your credit rating

24 hour turnaround time
New and used cars
Dealer and private cars
1st time finance
Access to multiple lenders
No deposit
Discharged bankrupt
Interest rates from 9.99% ( comparison rate 11.30%)
Personalised service

WHEN BANKS SAY NO NEW CHOICE SAYS YES

At New Choice Car Loans, getting a car loan with bad credit is much simpler than you think. We specialize in getting finance approved for clients with less than perfect credit history. Have you been declined by a bank, have bad credit or been bankrupt in the past? Do not stress because at New Choice Car Loans we have finance experts with over 25 years’ experience in bad credit car loans. Our experts will work with you to leverage your situation today rather than use yesterdays situation as an excuse.

This will not affect your credit rating

Car Loan Calculator

This will not affect your credit rating

Happy Clients

Click edit button to change this text. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.

Adam Sendler

Designer

Click edit button to change this text. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.

Mila Kunis

Manager

Click edit button to change this text. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.

Mike Sendler

Support

New Choice Car Loans

5.0

Based on 141 reviews

review us on

Amit

08:58 17 Apr 24

Inder is the man to look for, since the day one of my application till settlement, everything was handled very professionally, he's been great in follow ups and communication. Thanks again New Choice Car loans for having such a proficient staff.

Di Riley

04:34 12 Apr 24

I recently had the pleasure of working with Lucas fromNew Choice Car Loan to secure a car loan, and I couldn't be happier with the experience. From start to finish, his communication was outstanding, keeping me informed every step of the way. Thanks to his expertise and dedication, I was able to purchase my new car with ease. I highly recommend New Choice Car Loans to anyone in need of a reliable and efficient car loan service. Di

Brent

07:15 09 Apr 24

Inder was highly professional and went above and beyond to have the loan settled very quickly. Will highly recommend to anyone after a loan.

Adam Berryman

07:14 27 Mar 24

Had a great experience getting my loan , I highly recommend Karan he is definitely the person to get it done. Thanks

Paul Leuzzi

00:32 23 Mar 24

We highly recommend Karan, he was able to get us a great outcome with our car finance. He made the process easy and seemless for us.

Larnz Tipiwai

05:29 01 Mar 24

Karan Suri was my finance broker and I can't praise him enough. He made the whole process so smooth and easy for me, especially with my crazy work schedule, and sometimes lapse in my response time. Karan was so patient, always calm, kind, easy to deal with and very professional. I highly recommend Karan and when the time comes, I'll be going directly to Karan. THANK YOU KARAN! You're amazing at what you do 😁

Melissa IVORY

08:36 29 Feb 24

Inder was fantastic and worked so hard to get what I needed. A true work horse who should be commended on his efforts. Without his guidance and determination I dont think I would of ended up with our new family car. I will be definitely keeping in touch with him and the business for future purchases. I cant thank him enough. Great work.🤙RegardsDennis.

Alicia Daws

03:27 31 Jan 24

Karan was amazing to deal with from the start. Very quick with his responses and took care of some of the more challenging aspects of working with the finance company and the dealer. Took the guess work out of a daunting task. He worked hard to get me the right loan for my new car. Highly recommend

clifford jelly

07:09 17 Oct 23

Great experience no drama at all would recommend to everyone

glen misko

06:16 16 Oct 23

Lucas was very easy to deal with, number on prioritie was making everything easy for me and did a great job advising and communicating everything to me 100% recommend

youlius gill

07:40 09 Oct 23

It was an excellent experience receiving care and services from Mr Inder Singh. He has helped me to get a loan in the most difficult time. He guided and communicated with me at every set of the process. He handled my application in a very professional manner. Finally I got my car the one I liked.

Bek Welldon

06:10 09 Oct 23

100% recommend Inder !! He got our finance sorted without any hiccups. Highly professional and looking out for what’s best for the client. Highly recommend

Dave Welldon

06:00 09 Oct 23

Great service would recommend to anyone

Marisa

17:48 21 Sep 23

“Five Stars all the way! The level of professionalism and expertise displayed by Lucas at ‘New Choice Car Loans’ made the entire process smooth and stress free, providing the best service in every interaction, including the user-friendly on-line links from beginning to end, and his based locally. Thank you Lucas!”

Thomas Hazeltine

06:41 08 Sep 23

This guy is the best broker I have ever dealt with honest reliable trustworthy and most of all down to earth. Nothing was an issue I would recommend him to anyone with 100% confidence. If you need a broker Lucas is your man.

Michaela

09:43 06 Sep 23

Lucas was our broker for both our car loans he has been amazing communicating no matter what time of day. we will always use him as our broker & will keep recommending to anyone we know. thank you for everything Lucas

Falagi

02:22 13 Jun 23

Lucas from New Choice Car Loans is the best broker I’ve had. He has been patient with me and is always putting myself first and has helped me with his recommendations when I’ve needed it the most.Very polite. Stress free and I recommend him to everyone who is looking for a vehicle. New choice car loans is very lucky to have an employee like Lucas. All the best Lucas 🙂

Deserves A Medal

I would recommend these guys 100% thanks to Mervin for getting me my dream car you are one of the best brokers out thier this man deserves a medal of the year I’m over the moon rapped about my new xr5 turbo

Lockie Takamai Cook

 5/5

Great Service

Great service by Dylan and Micheal would recommend their professional and prompt services to anyone. Thankyou both so much for your help 👍🏼

Karina Blurton

 4.8/5

Professional Attitude

Sukum was my broker who dealt with my application with a friendly professional attitude made my life so much easier and I would recommend him to anyone who is looking for a new choice car loan keep up the good work. Kindest Regards Ed

Ed Ratana

 4.6/5