Frequently Asked Questions
Most frequent questions and answers
You sure can. At first we take the necessary details and get you pre-approved for an amount and then you can find the car you want. Once you have found the car we will then get the paperwork ready and get the loan settled so you can get your car as soon as possible.
Yes you can, depending on the details on your contract you can make extra repayments which will help you reduce the overall interest amount you pay.
On a consumer car loan you will have an option of paying out the loan sooner however there will be fees and charges involved depending on the lender. And in most cases the fees is much lesser than the amount you save in extra interest.
Yes, we have lenders who help our clients to get personal loans. To be eligible for a personal loan you would have to be working and the credit history has to be clean. Please call us to discuss your situation with our experienced consultants today.
Yes in some cases we are able to refinance your current loan on a much suitable term for you, saving you some extra cash.
Yes, we have a panel of lenders who will help clients who have defaults on their credit file. Please call us so one of our experienced consultants can understand your situation and find a way to get your finance approved.
We have a panel of lenders who will help our clients who have been bankrupt, although you will have to be discharged from bankruptcy.
Yes, we can help finance a car either from a dealer or a private sale. We will also organise an inspection (at our own cost) if the car is being bought privately.
Yes, the car is used as the security against which our lenders will lend you money to buy your dream car. Once the loan is paid out, the bank will release the security and you will own the car outright.